How it works

Simple set up

Apply online via our portal in store or apply prior to your appointment

Stop waiting for someday

Financing a big purchase shouldn’t mean filling out endless forms and jumping through hoops. Whether you have excellent or no credit, Koalafi makes life-changing purchases accessible through instant decisions, clear and simple terms, and flexible monthly payments.

Financing for almost any credit background

Got fantastic credit? Great! Not-so-good credit? We’ve got payment plans for you too. No credit? Koalafi is the perfect place to start.

High approval rates

How do we have one of the highest approval rates in the industry? Simple: we put sophisticated technology to work on your behalf and look at more than just your credit score.

Don't just take our word for it